Risk Insurance
Our aim is to take the mystery of how to insure and how to make a claim for Business Interruption
Bespoke Risk Solutions focuses on working closely with clients to understand what their needs are and work through how policies will respond in their specific circumstances. No two businesses are the same.
Business owners regularly get valuations from specialist valuers to ascertain the correct sum insured. Business profit and expenses deserve to get the same treatment, with expert assistance to ascertain the correct sum insured value. Business Interruption cover provides any business the ability to remain in business after an interruption. Business Interruption cover provides any business the blocks to return to operation after an interruption, repairing the assets becomes a moot point if there is nothing left to operate them…
Why is there scope for specific business interruption work:
– a service offering to support the insurance specialist – either intermediated through the broking network or direct from the underwriter – client focused.
– Support the business placement, with clear understanding by all parties (client, insurer, broker) of the policy response.
– Being there at both ends of the policy – placement & when claims occur – client focused to take them through the claim settlement process.
– Investigate options for the market to meet the needs of what each client requires – currently there is a 1 size fits all cover – this is too much for some and not enough for others.
– Assists with market capacity when assessing what maximal losses could look like.